Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 179

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 180

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 181

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 182

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 183

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 184

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 185

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 186

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 187

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 188

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 189

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 190

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 191

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 192

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 193

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 194

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 195

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 196

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 197

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 198

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 199

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 200

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 201

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 202

Warning: implode(): Invalid arguments passed in /home3/webhub/public_html/x-fin.com/stocks/a-inc/a-main.php on line 203

Intrinsic value of Fifth Third Bancorp - FITB

Previous Close

$26.18

  Intrinsic Value

$n/a

stock screener

  Rating & Target

  Value-price divergence*

0%

Previous close

$26.18

 
Intrinsic value

$n/a

 
Up/down potential
 
Rating

 
Value-price divergence*

0%

Our model is not good at valuating stocks of financial companies, such as FITB.

*Intrinsic value change (in %) minus stock price change (in %) in the past 12 months.

We calculate the intrinsic value of FITB stock by summing up the current values of future distributable cash flows generated by the company and dividing the sum by the number of outstanding shares. As such, the intrinsic value calculation depends entirely on projections. The more accurate your projections of the company's performance are - the more reliable is the intrinsic value calculation result. Please make sure to check the stock valuation input data below and adjust it if necessary. The quality of the output (intrinsic valuation result) is only as good as the quality of the input. See also DISCLAIMERS.

STOCK VALUATION INPUT DATA

Revenue (in 2016), $M
Initial revenue growth rate, %
Terminal revenue growth rate, %
Revenue decline factor
Initial discount rate, %
Discount rate multiplier
Variable cost ratio, %
Fixed operating expenses, $M
Interest rate on debt, %
Effective corporate tax rate, %
Production assets / Revenue, %
Life of production assets, yrs
Working capital / Revenue, %
Revenue / Adjusted assets
Adjusted equity ratio
Cash flow adjustment, % of Revenue
Book value of equity, $M
Shares outstanding, mln
Market capitalization, $bln 19.6

 

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year
2016(a)
   2017
   2018
   2019
   2020
   2021
   2022
   2023
   2024
   2025
   2026
   2027
   2028
   2029
   2030
   2031
   2032
   2033
   2034
   2035
   2036
   2037
   2038
   2039
   2040
   2041
   2042
   2043
   2044
   2045
   2046

INCOME STATEMENT

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Revenue growth rate, %
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 20
-100.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
Revenue, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Variable operating expenses, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Fixed operating expenses, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total operating expenses, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Operating income, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
EBITDA, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Interest expense (income), $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Earnings before tax, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Tax expense, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Net income, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0

BALANCE SHEET

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash and short-term investments, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total assets, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Adjusted assets (=assets-cash), $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Revenue / Adjusted assets
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 126
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 128
0.000
Average production assets, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Working capital, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total debt, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total liabilities, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total equity, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total liabilities and equity, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Debt-to-equity ratio
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 175
0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
Adjusted equity ratio
  
Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/tbl-cashflow.php on line 182
0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000
  0.000

CASH FLOW

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net income, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Depreciation, amort., depletion, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Funds from operations, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Change in working capital, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash from operations, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Maintenance CAPEX, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
New CAPEX, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash from investing activities, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Free cash flow, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Issuance/(repayment) of debt, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Issuance/(repurchase) of shares, $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash from financing (excl. dividends), $m  
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total cash flow (excl. dividends), $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Retained Cash Flow (-), $m
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Prev. year cash balance distribution, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash flow adjustment, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash available for distribution, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Discount rate, %
 
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
  0.00
PV of cash for distribution, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Current shareholders' claim on cash, %
  100
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0
  0.0

Fifth Third Bancorp operates as a diversified financial services company in the United States. It operates through four segments: Commercial Banking, Branch Banking, Consumer Lending, and Investment Advisors. The Commercial Banking segment offers credit intermediation, cash management, and financial services; lending and depository products; and foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing, and syndicated finance for business, government, and professional customers. The Branch Banking segment provides deposit and loan products to individuals and small businesses. This segment offers checking and savings accounts, home equity loans and lines of credit, credit cards, and loans for automobiles and personal financing needs. The Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit; and indirect lending activities, including loans to consumers through correspondent lenders and automobile dealers. The Investment Advisors segment provides various investment alternatives for individuals, companies, and not-for-profit organizations. It offers retail brokerage services to individual clients; and broker dealer services to the institutional marketplace. This segment also provides asset management services; holistic strategies to affluent clients in wealth planning, investing, insurance, and wealth protection; and advisory services for institutional clients comprising states and municipalities. As of December 31, 2015, the company operated 1,254 full-service banking centers, including 95 Bank Mart locations, as well as 2,593 automated teller machines in 12 states throughout the Midwestern and Southeastern regions of the United States. Fifth Third Bancorp was founded in 1862 and is headquartered in Cincinnati, Ohio.


Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 4

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 5

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 6

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 7

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 8

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 9

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 10

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 11

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 12

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 12

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 12

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 13

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 13

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 13

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 22

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 23

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 26

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 27

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 28

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 28

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 28

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 30

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 30

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 30

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 32

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 32

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 32

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 34

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 34

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 34

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 36

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 36

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 36

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 38

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 38

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 38

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 40

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 40

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 40

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 42

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 42

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 42

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 44

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 44

Warning: Division by zero in /home3/webhub/public_html/x-fin.com/stocks/a-inc/ratios.php on line 44

FINANCIAL RATIOS  of  Fifth Third Bancorp (FITB)

Valuation Ratios
P/E Ratio 0
Price to Sales 0
Price to Book 0
Price to Tangible Book
Price to Cash Flow 0
Price to Free Cash Flow 0
Growth Rates
Sales Growth Rate -100%
Sales - 3 Yr. Growth Rate %
EPS Growth Rate %
EPS - 3 Yr. Growth Rate %
Capital Spending Gr. Rate NaN%
Cap. Spend. - 3 Yr. Gr. Rate NaN%
Financial Strength
Quick Ratio NaN
Current Ratio NaN
LT Debt to Equity 0%
Total Debt to Equity 0%
Interest Coverage 0
Management Effectiveness
Return On Assets 0%
Ret/ On Assets - 3 Yr. Avg. 0%
Return On Total Capital 0%
Ret/ On T. Cap. - 3 Yr. Avg. 0%
Return On Equity 0%
Return On Equity - 3 Yr. Avg. 0%
Asset Turnover 0
Profitability Ratios
Gross Margin 0%
Gross Margin - 3 Yr. Avg. 0%
EBITDA Margin 0%
EBITDA Margin - 3 Yr. Avg. 0%
Operating Margin 0%
Oper. Margin - 3 Yr. Avg. 0%
Pre-Tax Margin 0%
Pre-Tax Margin - 3 Yr. Avg. 0%
Net Profit Margin 0%
Net Profit Margin - 3 Yr. Avg. 0%
Effective Tax Rate 0%
Eff/ Tax Rate - 3 Yr. Avg. 0%
Payout Ratio 0%

FITB stock valuation input parameters

Revenue. Company's revenue (or sales) is always the starting point of any cash flow forecast. In the FITB stock intrinsic value calculation we used $ million for the last fiscal year's total revenue generated by Fifth Third Bancorp. The default revenue input number comes from 2016 income statement of Fifth Third Bancorp. You may change it if you feel that it should be adjusted for some unusual circumstances that are not expected to be repeated in the future or if you already know (from interim financial statements, for example) that this year's revenue is going to be quite different.

Revenue growth rate. Forecasted future revenue growth rate is the most important input parameter for the intrinsic value calculation. Unlike other input parameters that are reasonably expected to be in line with their historic averages or their historic trends, the revenue growth rate by and large is a wild card: nobody really knows what the company's revenue will be in the future. Of course, the level of unpredictability is different for different industries (utility companies being the most predictable and, thus, less risky).
    We use three input parameters to forecast the revenue growth rate in our FITB stock valuation model: a) initial revenue growth rate of 0% whose default value is the revenue growth rate in the most recent quarter compared to the quarterly revenue a year ago; b) terminal revenue growth rate of 5% whose default value is chosen to be close to the average nominal (i.e. not adjusted for inflation) GDP growth rate; and c) revenue decline factor of 0.9, which stipulates that revenue growth rate in each forecasted year will be equal to the difference of the revenue growth rate in the preceding year and the terminal revenue growth rate multiplied by this revenue decline factor (with the passage of time the revenue growth rate will be approaching the terminal revenue growth rate, but not quite reaching it - though the difference could be infinitesimally small).
    At the revenue decline factor of 1, the future revenue growth rate is forecasted to be constant and equal to the initial revenue growth rate. The smaller the revenue decline factor, the faster the revenue growth rate will approach the terminal revenue growth.

Discount rate. The discount rate is used for determining the present value of future cash flows: future cash flows are "discounted" as at normal conditions (that translate into positive expected return on investment) one dollar today is worth more than the same dollar in the future. Unlike all other valuation models, we use variable discount rate, i.e. it increases for each consecutive year. This is done to account for higher risk of cash flows coming in further in the future.
    The initial discount rate of 0%, whose default value for FITB is calculated based on our internal credit rating of Fifth Third Bancorp, is applied to the cash flow expected to be received a year from now (well, actually, to be precise, in the financial year following the base year - the last year for which we have financial statements). For each consecutive year the discount rate is multiplied by the discount rate multiplier of 1.05, e.i. each year it increases by 5%. Feel free to change this number to correspond to your level of risk assessment of Fifth Third Bancorp.
    By the way, it is easy to set the discount rate to be constant (this would make comparison with other valuation models easier): just set the discount rate multiplier equal to 1 and chose the magnitude of the initial discount rate to your liking.

Variable cost ratio is the ratio of variable costs (i.e. costs that fluctuate with fluctuation of the volume of production) to the revenue expressed as a percentage. In the calculation of intrinsic value of FITB stock the variable cost ratio is equal to 0%.

Fixed operating expenses is just that - expenses that are not dependant on the volume of production. They are set to $ million in the base year in the intrinsic value calculation for FITB stock. These expenses increase with the level of inflation in subsequent years.

Interest rate on debt is the average all-in rate of interest paid by the company on its debt. It is set at 0% for Fifth Third Bancorp.

Corporate tax rate of 27% is the nominal tax rate for Fifth Third Bancorp. In reality, companies find ways to pay much less taxes than that or not to pay them at all.

Cash flow adjustment could be used for any adjustment the investor deems necessary. Most commonly we use this field to account for stock options-related effects in excess of what is reported on the company's income statement. The cash flow adjustment is expressed as a percentage of the revenue, and in the current valuation of the FITB stock is equal to 0%.

Production assets are the company's assets used for manufacturing products or provision of services. In the valuation model input table they are expressed as a percentage of revenue and for FITB are equal to 0%.

Life of production assets of years is the average useful life of capital assets used in Fifth Third Bancorp operations. It is used to calculate yearly capital expenditures needed to keep these assets in good order - we call it the maintenance CAPEX.

Working capital is the difference between the company's current assets and liabilities. In the model we use the ratio of working capital to revenue, which for FITB is equal to 0%. A negative number means that the company is apt at using financial resources of its suppliers and customers; a large positive number, on the other hand, means that it either provides in-kind financing to others or is not good at managing its inventories.

Book value of equity - $ million for Fifth Third Bancorp - is used in calculation of the "floor" for intrinsic valuation based on the discounted cash flow (DCF) method. Even if the prospects are very bad for a company, its assets could always be sold now for their current fair market value.

Shares outstanding of 747.478 million for Fifth Third Bancorp is needed to calculate the intrinsic value of one share.

Market capitalization is used here only for reference purposes and as a quick check that the share price and the number of shares outstanding numbers are correct - something especially to be cognizant about at stock splits. So, the market capitalization of Fifth Third Bancorp at the current share price and the inputted number of shares is $19.6 billion.

RELATED COMPANIES Price Int.Val. Rating

COMPANY NEWS

▶ Fifth Third tops 2Q profit forecasts   [Jul-21-17 08:54PM  Associated Press]
▶ Fifth Third Announces Time Change for 2Q17 Earnings Call   [Jul-11-17 05:12PM  Business Wire]
▶ 6 Bank Stocks Fueled by Share Buybacks   [Jul-10-17 06:00AM  Investopedia]
▶ [$$] J.P. Morgans Worldpay Move Signals Loosened Curbs on Banks   [Jul-05-17 12:11AM  The Wall Street Journal]
▶ [$$] J.P. Morgan Returns to Dealmaking With Approach for Worldpay   [Jul-04-17 06:01PM  The Wall Street Journal]
▶ Fifth Thirds aggressive dividend plans get Fed go-ahead   [Jun-29-17 02:30PM  American City Business Journals]
▶ Fifth Third Announces 2017 CCAR Capital Plan   [Jun-28-17 04:34PM  Business Wire]
▶ Fifth Third names new Cincinnati regional president   [Jun-21-17 05:38PM  American City Business Journals]
▶ Fifth Third Bancorp Announces Cash Dividends   [Jun-20-17 01:01PM  Business Wire]
▶ Large Banks Likely to Boost Dividends   [Jun-19-17 03:30PM  Investopedia]
▶ Fifth Third Bank Joins Zelle Network   [Jun-13-17 09:28AM  Business Wire]
▶ ETFs with exposure to Fifth Third Bancorp : June 9, 2017   [Jun-09-17 01:30PM  Capital Cube]
▶ Fifth Third ex-chairman takes over as Ford CEO   [May-22-17 02:20PM  American City Business Journals]
▶ Banks Want a Piece of the Payday-Loan Pie   [May-20-17 08:00AM  The Wall Street Journal]
▶ Seven Greater Cincinnati public companies land among nations biggest on new list   [May-03-17 04:18PM  American City Business Journals]
▶ Higher interest rates impact Fifth Thirds earnings   [Apr-25-17 04:17PM  American City Business Journals]
▶ Fifth Third far ahead of target on profit improvements   [04:15PM  American City Business Journals]
▶ Fifth Third meets 1Q profit forecasts   [07:01AM  Associated Press]
▶ Banks Get Personal in Their Marketing   [12:36AM  The Wall Street Journal]
▶ Banks Get Personal in Their Marketing   [Apr-24-17 10:09PM  The Wall Street Journal]
▶ Fifth Third CEO shares dividend plan with shareholders   [Apr-18-17 04:03PM  American City Business Journals]
▶ Fifth Third Expands Buy-Side M&A Capabilities   [Apr-13-17 05:05PM  Business Wire]
▶ One of Fifth Thirds top officers departs   [Apr-11-17 02:52PM  American City Business Journals]
▶ One of Fifth Thirds newest presidents exits   [Apr-05-17 03:31PM  American City Business Journals]
▶ [$$] When Your Employer Plans Your Baby Shower   [12:27AM  The Wall Street Journal]
▶ Fifth Third Bank Launches ABLE Checking in 10 States   [Apr-03-17 09:00AM  Business Wire]
▶ Asian stocks higher after Wall Street gains   [Mar-30-17 11:51PM  Associated Press]
▶ Fifth Third Banks Express Banking Reaches the Underbanked   [Mar-22-17 08:00AM  Business Wire]
Stock chart of FITB Financial statements of FITB Annual reports of FITB
Valuation of Stocks

The paper VALUATION OF STOCKS: The Quest for Intrinsic Value provides a detailed description of our valuation model and discloses the calculation algorithm.

FREE DOWNLOAD
Follow us on:   twitter   twitter   twitter   twitter

VALUATION THEORY       ASSET ALLOCATION

About X-FIN       Site news       Privacy policy       Terms of use       FAQ

Copyright © X-FIN.com 2005-2017. All rigths reserved.