Intrinsic value of Bankrate - RATE

Previous Close

$12.30

  Intrinsic Value

premium content

  Rating & Target

premium content

  Value-price divergence*

premium content

Previous close

$12.30

 
Intrinsic value premium content
 
Up/down potential premium content
 
Rating premium content
 
Value-price divergence* premium content

Premium access subscription - $499/yr

please register and log in before paying

*Intrinsic value change (in %) minus stock price change (in %) in the past 12 months.

We calculate the intrinsic value of RATE stock by summing up the current values of future distributable cash flows generated by the company and dividing the sum by the number of outstanding shares. As such, the intrinsic value calculation depends entirely on projections. The more accurate your projections of the company's performance are - the more reliable is the intrinsic value calculation result. Please make sure to check the stock valuation input data below and adjust it if necessary. The quality of the output (intrinsic valuation result) is only as good as the quality of the input. See also DISCLAIMERS.

STOCK VALUATION INPUT DATA

Revenue (in 2016), $M
Initial revenue growth rate, %
Terminal revenue growth rate, %
Revenue decline factor
Initial discount rate, %
Discount rate multiplier
Variable cost ratio, %
Fixed operating expenses, $M
Interest rate on debt, %
Effective corporate tax rate, %
Production assets / Revenue, %
Life of production assets, yrs
Working capital / Revenue, %
Revenue / Adjusted assets
Adjusted equity ratio
Cash flow adjustment, % of Revenue
Book value of equity, $M
Shares outstanding, mln
Market capitalization, $bln 1.1

 

FINANCIAL STATEMENTS FORECAST and PRESENT VALUE CALCULATION

Fiscal year
2016(a)
   2017
   2018
   2019
   2020
   2021
   2022
   2023
   2024
   2025
   2026
   2027
   2028
   2029
   2030
   2031
   2032
   2033
   2034
   2035
   2036
   2037
   2038
   2039
   2040
   2041
   2042
   2043
   2044
   2045
   2046

INCOME STATEMENT

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Revenue growth rate, %
  16.67
  29.00
  26.60
  24.44
  22.50
  20.75
  19.17
  17.75
  16.48
  15.33
  14.30
  13.37
  12.53
  11.78
  11.10
  10.49
  9.94
  9.45
  9.00
  8.60
  8.24
  7.92
  7.63
  7.36
  7.13
  6.91
  6.72
  6.55
  6.40
  6.26
  6.13
Revenue, $m
  434
  479
  606
  754
  924
  1,115
  1,329
  1,565
  1,823
  2,102
  2,403
  2,724
  3,066
  3,427
  3,807
  4,206
  4,624
  5,061
  5,517
  5,992
  6,485
  6,999
  7,533
  8,087
  8,664
  9,263
  9,886
  10,533
  11,207
  11,908
  12,638
Variable operating expenses, $m
 
  165
  194
  228
  266
  310
  358
  412
  470
  534
  602
  618
  696
  777
  864
  954
  1,049
  1,148
  1,252
  1,359
  1,472
  1,588
  1,709
  1,835
  1,966
  2,102
  2,243
  2,390
  2,543
  2,702
  2,868
Fixed operating expenses, $m
 
  190
  194
  199
  204
  209
  215
  220
  225
  231
  237
  243
  249
  255
  261
  268
  275
  281
  289
  296
  303
  311
  318
  326
  335
  343
  352
  360
  369
  379
  388
Total operating expenses, $m
  440
  355
  388
  427
  470
  519
  573
  632
  695
  765
  839
  861
  945
  1,032
  1,125
  1,222
  1,324
  1,429
  1,541
  1,655
  1,775
  1,899
  2,027
  2,161
  2,301
  2,445
  2,595
  2,750
  2,912
  3,081
  3,256
Operating income, $m
  -6
  124
  217
  327
  453
  596
  756
  933
  1,127
  1,337
  1,564
  1,863
  2,121
  2,394
  2,682
  2,984
  3,301
  3,631
  3,977
  4,336
  4,711
  5,100
  5,505
  5,926
  6,363
  6,818
  7,291
  7,783
  8,295
  8,827
  9,382
EBITDA, $m
  36
  205
  305
  422
  557
  710
  881
  1,070
  1,277
  1,501
  1,743
  2,002
  2,277
  2,569
  2,876
  3,198
  3,536
  3,889
  4,258
  4,642
  5,041
  5,457
  5,889
  6,338
  6,805
  7,290
  7,794
  8,319
  8,865
  9,434
  10,026
Interest expense (income), $m
  19
  20
  27
  36
  46
  57
  70
  84
  100
  118
  137
  157
  178
  201
  226
  251
  278
  306
  336
  367
  398
  432
  466
  502
  540
  578
  619
  661
  704
  750
  797
Earnings before tax, $m
  -26
  104
  190
  291
  407
  539
  686
  849
  1,027
  1,220
  1,428
  1,707
  1,943
  2,193
  2,456
  2,733
  3,022
  3,325
  3,641
  3,970
  4,312
  4,668
  5,039
  5,424
  5,824
  6,240
  6,672
  7,122
  7,590
  8,078
  8,585
Tax expense, $m
  8
  28
  51
  79
  110
  145
  185
  229
  277
  329
  385
  461
  525
  592
  663
  738
  816
  898
  983
  1,072
  1,164
  1,260
  1,360
  1,464
  1,572
  1,685
  1,801
  1,923
  2,049
  2,181
  2,318
Net income, $m
  -34
  76
  139
  213
  297
  393
  501
  620
  749
  890
  1,042
  1,246
  1,418
  1,601
  1,793
  1,995
  2,206
  2,427
  2,658
  2,898
  3,148
  3,408
  3,678
  3,959
  4,251
  4,555
  4,871
  5,199
  5,541
  5,897
  6,267

BALANCE SHEET

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Cash and short-term investments, $m
  177
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Total assets, $m
  1,084
  1,150
  1,456
  1,812
  2,220
  2,681
  3,195
  3,762
  4,382
  5,054
  5,776
  6,548
  7,369
  8,237
  9,151
  10,111
  11,117
  12,167
  13,262
  14,403
  15,590
  16,824
  18,107
  19,441
  20,826
  22,266
  23,763
  25,320
  26,939
  28,625
  30,379
Adjusted assets (=assets-cash), $m
  907
  1,150
  1,456
  1,812
  2,220
  2,681
  3,195
  3,762
  4,382
  5,054
  5,776
  6,548
  7,369
  8,237
  9,151
  10,111
  11,117
  12,167
  13,262
  14,403
  15,590
  16,824
  18,107
  19,441
  20,826
  22,266
  23,763
  25,320
  26,939
  28,625
  30,379
Revenue / Adjusted assets
  0.479
  0.417
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
  0.416
Average production assets, $m
  212
  288
  364
  453
  555
  670
  799
  941
  1,096
  1,263
  1,444
  1,637
  1,842
  2,059
  2,288
  2,528
  2,779
  3,042
  3,316
  3,601
  3,898
  4,206
  4,527
  4,861
  5,207
  5,567
  5,941
  6,330
  6,735
  7,157
  7,595
Working capital, $m
  217
  31
  39
  49
  60
  72
  86
  102
  118
  137
  156
  177
  199
  223
  247
  273
  301
  329
  359
  389
  422
  455
  490
  526
  563
  602
  643
  685
  728
  774
  821
Total debt, $m
  296
  400
  526
  673
  841
  1,030
  1,242
  1,476
  1,731
  2,008
  2,306
  2,624
  2,962
  3,320
  3,696
  4,092
  4,506
  4,939
  5,390
  5,860
  6,349
  6,858
  7,386
  7,936
  8,506
  9,100
  9,716
  10,358
  11,025
  11,719
  12,442
Total liabilities, $m
  394
  474
  600
  747
  915
  1,104
  1,316
  1,550
  1,805
  2,082
  2,380
  2,698
  3,036
  3,394
  3,770
  4,166
  4,580
  5,013
  5,464
  5,934
  6,423
  6,932
  7,460
  8,010
  8,580
  9,174
  9,790
  10,432
  11,099
  11,793
  12,516
Total equity, $m
  689
  676
  856
  1,066
  1,305
  1,576
  1,878
  2,212
  2,577
  2,972
  3,396
  3,850
  4,333
  4,843
  5,381
  5,945
  6,537
  7,154
  7,798
  8,469
  9,167
  9,893
  10,647
  11,431
  12,246
  13,093
  13,973
  14,888
  15,840
  16,831
  17,863
Total liabilities and equity, $m
  1,083
  1,150
  1,456
  1,813
  2,220
  2,680
  3,194
  3,762
  4,382
  5,054
  5,776
  6,548
  7,369
  8,237
  9,151
  10,111
  11,117
  12,167
  13,262
  14,403
  15,590
  16,825
  18,107
  19,441
  20,826
  22,267
  23,763
  25,320
  26,939
  28,624
  30,379
Debt-to-equity ratio
  0.430
  0.590
  0.610
  0.630
  0.640
  0.650
  0.660
  0.670
  0.670
  0.680
  0.680
  0.680
  0.680
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.690
  0.700
  0.700
  0.700
  0.700
  0.700
  0.700
Adjusted equity ratio
  0.564
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588
  0.588

CASH FLOW

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Net income, $m
  -34
  76
  139
  213
  297
  393
  501
  620
  749
  890
  1,042
  1,246
  1,418
  1,601
  1,793
  1,995
  2,206
  2,427
  2,658
  2,898
  3,148
  3,408
  3,678
  3,959
  4,251
  4,555
  4,871
  5,199
  5,541
  5,897
  6,267
Depreciation, amort., depletion, $m
  42
  81
  88
  95
  104
  114
  124
  137
  150
  164
  179
  139
  156
  175
  194
  214
  236
  258
  281
  305
  330
  356
  384
  412
  441
  472
  503
  536
  571
  606
  644
Funds from operations, $m
  95
  157
  226
  308
  401
  507
  625
  756
  899
  1,054
  1,221
  1,384
  1,574
  1,775
  1,987
  2,209
  2,442
  2,685
  2,939
  3,203
  3,478
  3,764
  4,062
  4,371
  4,693
  5,027
  5,374
  5,736
  6,112
  6,503
  6,911
Change in working capital, $m
  15
  7
  8
  10
  11
  12
  14
  15
  17
  18
  20
  21
  22
  23
  25
  26
  27
  28
  30
  31
  32
  33
  35
  36
  37
  39
  40
  42
  44
  46
  47
Cash from operations, $m
  80
  143
  218
  298
  390
  495
  611
  741
  882
  1,036
  1,202
  1,364
  1,552
  1,752
  1,962
  2,183
  2,415
  2,657
  2,909
  3,172
  3,446
  3,731
  4,027
  4,335
  4,655
  4,988
  5,334
  5,693
  6,068
  6,458
  6,864
Maintenance CAPEX, $m
  0
  -19
  -24
  -31
  -38
  -47
  -57
  -68
  -80
  -93
  -107
  -122
  -139
  -156
  -175
  -194
  -214
  -236
  -258
  -281
  -305
  -330
  -356
  -384
  -412
  -441
  -472
  -503
  -536
  -571
  -606
New CAPEX, $m
  -11
  -65
  -77
  -89
  -102
  -115
  -128
  -142
  -155
  -168
  -181
  -193
  -205
  -217
  -229
  -240
  -251
  -263
  -274
  -285
  -297
  -309
  -321
  -333
  -346
  -360
  -374
  -389
  -405
  -421
  -439
Cash from investing activities, $m
  -76
  -84
  -101
  -120
  -140
  -162
  -185
  -210
  -235
  -261
  -288
  -315
  -344
  -373
  -404
  -434
  -465
  -499
  -532
  -566
  -602
  -639
  -677
  -717
  -758
  -801
  -846
  -892
  -941
  -992
  -1,045
Free cash flow, $m
  4
  59
  117
  178
  250
  332
  426
  531
  648
  775
  914
  1,048
  1,208
  1,379
  1,559
  1,749
  1,949
  2,159
  2,378
  2,606
  2,844
  3,092
  3,350
  3,618
  3,897
  4,186
  4,488
  4,801
  5,127
  5,465
  5,818
Issuance/(repayment) of debt, $m
  0
  107
  126
  147
  168
  190
  212
  234
  255
  277
  298
  318
  338
  358
  377
  396
  414
  433
  451
  470
  489
  509
  529
  549
  571
  593
  617
  641
  667
  694
  723
Issuance/(repurchase) of shares, $m
  -55
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash from financing (excl. dividends), $m  
  -64
  107
  126
  147
  168
  190
  212
  234
  255
  277
  298
  318
  338
  358
  377
  396
  414
  433
  451
  470
  489
  509
  529
  549
  571
  593
  617
  641
  667
  694
  723
Total cash flow (excl. dividends), $m
  -61
  166
  243
  325
  418
  522
  638
  765
  903
  1,052
  1,212
  1,366
  1,546
  1,736
  1,936
  2,145
  2,363
  2,591
  2,829
  3,076
  3,333
  3,601
  3,879
  4,167
  4,468
  4,780
  5,104
  5,442
  5,794
  6,160
  6,541
Retained Cash Flow (-), $m
  72
  -152
  -180
  -209
  -240
  -271
  -302
  -334
  -365
  -395
  -425
  -454
  -483
  -510
  -538
  -564
  -591
  -618
  -644
  -671
  -698
  -726
  -754
  -784
  -815
  -847
  -880
  -915
  -952
  -991
  -1,032
Prev. year cash balance distribution, $m
 
  237
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash flow adjustment, $m
 
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
  0
Cash available for distribution, $m
 
  251
  63
  116
  178
  251
  336
  431
  539
  657
  787
  912
  1,064
  1,226
  1,398
  1,580
  1,772
  1,974
  2,185
  2,405
  2,635
  2,875
  3,124
  3,383
  3,653
  3,933
  4,224
  4,527
  4,842
  5,169
  5,509
Discount rate, %
 
  4.30
  4.52
  4.74
  4.98
  5.23
  5.49
  5.76
  6.05
  6.35
  6.67
  7.00
  7.35
  7.72
  8.11
  8.51
  8.94
  9.39
  9.86
  10.35
  10.87
  11.41
  11.98
  12.58
  13.21
  13.87
  14.56
  15.29
  16.05
  16.86
  17.70
PV of cash for distribution, $m
 
  240
  58
  101
  147
  195
  244
  291
  337
  377
  413
  433
  454
  466
  469
  464
  450
  429
  402
  370
  335
  297
  259
  222
  186
  153
  123
  97
  75
  56
  41
Current shareholders' claim on cash, %
  100
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0
  100.0

Bankrate, Inc. operates as a publisher, aggregator, and distributor of personal finance content on the Internet. It provides personal finance editorial content across various categories, including mortgages, deposits, credit cards, senior care, and other personal finance categories. The company’s flagship Websites Bankrate.com, CreditCards.com, and Caring.com are content destinations and connect its audience with contextually relevant advertisers, and financial service and senior care providers. Its Banking segment offers information on rates for various types of mortgages, home lending, and refinancing; and rate information and original editorial content on various deposit products, retirement, taxes, and debt management. The company’s Credit Cards segment offers information and comparison capabilities of consumer and business credit and prepaid cards; and host news and advice on personal finance, credit card, and bank policies, as well as tools and calculators to estimate credit scores and card benefits. Its Senior Care segment provides caregiving content, a comprehensive online senior living directory for the United States, a local directory covering a range of other senior caregiving services, and telephone support and advice from trained family advisors. Bankrate also develops and provides content, tools, Web services, and co-branded Websites to approximately 150 online partners, including personal finance sites. The company was formerly known as ilife.com Inc. and changed its name to Bankrate, Inc. in 2000. Bankrate, Inc. was founded in 1976 and is headquartered in New York, New York.

FINANCIAL RATIOS  of  Bankrate (RATE)

Valuation Ratios
P/E Ratio -32.6
Price to Sales 2.6
Price to Book 1.6
Price to Tangible Book
Price to Cash Flow 13.8
Price to Free Cash Flow 16.1
Growth Rates
Sales Growth Rate 16.7%
Sales - 3 Yr. Growth Rate %
EPS Growth Rate %
EPS - 3 Yr. Growth Rate %
Capital Spending Gr. Rate 0%
Cap. Spend. - 3 Yr. Gr. Rate 1.9%
Financial Strength
Quick Ratio NaN
Current Ratio 0.7
LT Debt to Equity 43%
Total Debt to Equity 43%
Interest Coverage 0
Management Effectiveness
Return On Assets -0.8%
Ret/ On Assets - 3 Yr. Avg. 0.1%
Return On Total Capital -3.3%
Ret/ On T. Cap. - 3 Yr. Avg. -1.4%
Return On Equity -4.7%
Return On Equity - 3 Yr. Avg. -1.9%
Asset Turnover 0.4
Profitability Ratios
Gross Margin 47.7%
Gross Margin - 3 Yr. Avg. 50%
EBITDA Margin 8.1%
EBITDA Margin - 3 Yr. Avg. 21.9%
Operating Margin -1.4%
Oper. Margin - 3 Yr. Avg. 7.5%
Pre-Tax Margin -6%
Pre-Tax Margin - 3 Yr. Avg. 1.9%
Net Profit Margin -7.8%
Net Profit Margin - 3 Yr. Avg. -3.3%
Effective Tax Rate -30.8%
Eff/ Tax Rate - 3 Yr. Avg. 18.8%
Payout Ratio 0%

RATE stock valuation input parameters

Revenue. Company's revenue (or sales) is always the starting point of any cash flow forecast. In the RATE stock intrinsic value calculation we used $371 million for the last fiscal year's total revenue generated by Bankrate. The default revenue input number comes from 2016 income statement of Bankrate. You may change it if you feel that it should be adjusted for some unusual circumstances that are not expected to be repeated in the future or if you already know (from interim financial statements, for example) that this year's revenue is going to be quite different.

Revenue growth rate. Forecasted future revenue growth rate is the most important input parameter for the intrinsic value calculation. Unlike other input parameters that are reasonably expected to be in line with their historic averages or their historic trends, the revenue growth rate by and large is a wild card: nobody really knows what the company's revenue will be in the future. Of course, the level of unpredictability is different for different industries (utility companies being the most predictable and, thus, less risky).
    We use three input parameters to forecast the revenue growth rate in our RATE stock valuation model: a) initial revenue growth rate of 29% whose default value is the revenue growth rate in the most recent quarter compared to the quarterly revenue a year ago; b) terminal revenue growth rate of 5% whose default value is chosen to be close to the average nominal (i.e. not adjusted for inflation) GDP growth rate; and c) revenue decline factor of 0.9, which stipulates that revenue growth rate in each forecasted year will be equal to the difference of the revenue growth rate in the preceding year and the terminal revenue growth rate multiplied by this revenue decline factor (with the passage of time the revenue growth rate will be approaching the terminal revenue growth rate, but not quite reaching it - though the difference could be infinitesimally small).
    At the revenue decline factor of 1, the future revenue growth rate is forecasted to be constant and equal to the initial revenue growth rate. The smaller the revenue decline factor, the faster the revenue growth rate will approach the terminal revenue growth.

Discount rate. The discount rate is used for determining the present value of future cash flows: future cash flows are "discounted" as at normal conditions (that translate into positive expected return on investment) one dollar today is worth more than the same dollar in the future. Unlike all other valuation models, we use variable discount rate, i.e. it increases for each consecutive year. This is done to account for higher risk of cash flows coming in further in the future.
    The initial discount rate of 4.3%, whose default value for RATE is calculated based on our internal credit rating of Bankrate, is applied to the cash flow expected to be received a year from now (well, actually, to be precise, in the financial year following the base year - the last year for which we have financial statements). For each consecutive year the discount rate is multiplied by the discount rate multiplier of 1.05, e.i. each year it increases by 5%. Feel free to change this number to correspond to your level of risk assessment of Bankrate.
    By the way, it is easy to set the discount rate to be constant (this would make comparison with other valuation models easier): just set the discount rate multiplier equal to 1 and chose the magnitude of the initial discount rate to your liking.

Variable cost ratio is the ratio of variable costs (i.e. costs that fluctuate with fluctuation of the volume of production) to the revenue expressed as a percentage. In the calculation of intrinsic value of RATE stock the variable cost ratio is equal to 38%.

Fixed operating expenses is just that - expenses that are not dependant on the volume of production. They are set to $185 million in the base year in the intrinsic value calculation for RATE stock. These expenses increase with the level of inflation in subsequent years.

Interest rate on debt is the average all-in rate of interest paid by the company on its debt. It is set at 6.8% for Bankrate.

Corporate tax rate of 27% is the nominal tax rate for Bankrate. In reality, companies find ways to pay much less taxes than that or not to pay them at all.

Cash flow adjustment could be used for any adjustment the investor deems necessary. Most commonly we use this field to account for stock options-related effects in excess of what is reported on the company's income statement. The cash flow adjustment is expressed as a percentage of the revenue, and in the current valuation of the RATE stock is equal to 0%.

Production assets are the company's assets used for manufacturing products or provision of services. In the valuation model input table they are expressed as a percentage of revenue and for RATE are equal to 60.1%.

Life of production assets of 11.8 years is the average useful life of capital assets used in Bankrate operations. It is used to calculate yearly capital expenditures needed to keep these assets in good order - we call it the maintenance CAPEX.

Working capital is the difference between the company's current assets and liabilities. In the model we use the ratio of working capital to revenue, which for RATE is equal to 6.5%. A negative number means that the company is apt at using financial resources of its suppliers and customers; a large positive number, on the other hand, means that it either provides in-kind financing to others or is not good at managing its inventories.

Book value of equity - $761 million for Bankrate - is used in calculation of the "floor" for intrinsic valuation based on the discounted cash flow (DCF) method. Even if the prospects are very bad for a company, its assets could always be sold now for their current fair market value.

Shares outstanding of 87.336 million for Bankrate is needed to calculate the intrinsic value of one share.

Market capitalization is used here only for reference purposes and as a quick check that the share price and the number of shares outstanding numbers are correct - something especially to be cognizant about at stock splits. So, the market capitalization of Bankrate at the current share price and the inputted number of shares is $1.1 billion.


Premium access subscription - $499/yr

please register and log in before paying
RELATED COMPANIES Price Int.Val. Rating
YHOO Yahoo! 52.58 prem.  prem.
GCI Gannett 8.57 prem.  prem.
TREE LendingTree 182.05 prem.  prem.
GOOGL Alphabet Cl A 986.09 prem.  prem.
NYT New York Times 17.65 prem.  prem.
VALU Value Line 18.50 prem.  prem.
TST TheStreet 0.870 prem.  prem.
MORN Morningstar 76.99 prem.  prem.

COMPANY NEWS

▶ Stocks Close Mixed As Health Care Leads; 2 Medicals Hit Buy Points   [Jun-22-17 04:14PM  Investor's Business Daily]
▶ Bankrate: Mortgage Rates Hovering at 7-Month Lows   [Jun-15-17 07:45AM  PR Newswire]
▶ 3 Stocks With LendingTree-Like Return Potential   [Jun-14-17 08:42AM  Motley Fool]
▶ Bankrate: Mortgage Rates Hit 7-Month Low   [Jun-08-17 07:45AM  PR Newswire]
▶ ETFs with exposure to Bankrate, Inc. : June 2, 2017   [Jun-02-17 02:26PM  Capital Cube]
▶ Bankrate: Mortgage Rates At Lowest Since Mid-November   [Jun-01-17 07:30AM  PR Newswire]
▶ Houston is the Best City to Start a Career   [May-25-17 08:45AM  PR Newswire]
▶ 73% Have Financial Regrets   [May-23-17 08:45AM  PR Newswire]
▶ ETFs with exposure to Bankrate, Inc. : May 15, 2017   [May-15-17 04:26PM  Capital Cube]
▶ 5 Lowest 7-Year ARM Mortgage Rates   [03:37PM  TheStreet.com]
▶ Bankrate: Mortgage Rates Rebound Slightly   [07:30AM  PR Newswire]
▶ Bankrate Inc. reports 1Q loss   [May-04-17 05:22PM  Associated Press]
▶ Mark Hamrick Named 2017-2018 SABEW President   [May-01-17 08:30AM  PR Newswire]
▶ Political Climate is Biggest Economic Risk   [Apr-24-17 08:45AM  PR Newswire]
▶ Bankrate: Mortgage Rates Drop to 2017 Lows   [Apr-20-17 07:45AM  PR Newswire]
▶ CreditCards.com Best Travel Credit Cards of Spring 2017   [Apr-19-17 01:10PM  PR Newswire]
▶ Bankrate: Mortgage Rates Slip Amid Geopolitical Tensions   [Apr-13-17 07:30AM  PR Newswire]
▶ 3 in 10 Have Never Redeemed Credit Card Rewards   [Apr-12-17 08:45AM  PR Newswire]
▶ 4 Top Small-Cap Stocks to Buy This Spring   [Apr-10-17 08:08AM  Motley Fool]
▶ Bankrate: Mortgage Rates Lowest Since Mid-January   [Apr-06-17 07:30AM  PR Newswire]
▶ Bankrate: Mortgage Rates Show Little Change   [Mar-30-17 07:30AM  PR Newswire]
▶ Best and Worst States to Retire   [08:45AM  PR Newswire]
▶ Bankrate: Mortgage Rates Reverse Course   [Mar-23-17 09:42AM  PR Newswire]
▶ Mortgage Rates Hit Multi-Year Highs Ahead of Fed Meeting   [Mar-16-17 07:30AM  PR Newswire]
▶ Free Checking Reaches New High at Credit Unions   [Mar-13-17 08:30AM  PR Newswire]
▶ Bankrate shares fall after earnings miss   [04:36PM  at MarketWatch]
▶ Just 6% Plan to Splurge with Their Tax Refund   [Mar-06-17 09:05AM  PR Newswire]
▶ Study: Arizona an average state for first-time home buyers   [Mar-01-17 04:05PM  at bizjournals.com]
▶ California the Toughest State for First-Time Homebuyers   [Feb-28-17 08:45AM  PR Newswire]
▶ Bankrate: Mortgage Rates Slide Back   [Feb-23-17 07:30AM  PR Newswire]
▶ Americans Overoptimistic About Homeownership This Year   [Feb-09-17 08:45AM  PR Newswire]
▶ Fears Grow Over Rising Interest Rates   [Jan-24-17 08:30AM  PR Newswire]
▶ Bankrate: Mortgage Rates Fall for 3rd Consecutive Week   [Jan-19-17 07:30AM  PR Newswire]
▶ Bankrate: Mortgage Rates Inch Lower   [07:30AM  PR Newswire]
▶ Bankrate: Mortgage Rates Slide to Start 2017   [Jan-05-17 07:30AM  PR Newswire]
▶ Social Media Laggards Ready for the January Effect (TWTR, P)   [Dec-29-16 11:30AM  at Investopedia]
▶ Bankrate: Mortgage Rates Hit 27-Month High   [Dec-22-16 07:30AM  PR Newswire]
▶ Bankrate: Mortgage Rates Continue to Climb   [Dec-15-16 07:30AM  PR Newswire]
Stock chart of RATE Financial statements of RATE Annual reports of RATE
Valuation of Stocks

The paper VALUATION OF STOCKS: The Quest for Intrinsic Value provides a detailed description of our valuation model and discloses the calculation algorithm.

FREE DOWNLOAD
Follow us on:   twitter   twitter   twitter   twitter

VALUATION THEORY       ASSET ALLOCATION

About X-FIN       Site news       Privacy policy       Terms of use       FAQ

Copyright © X-FIN.com 2005-2017. All rigths reserved.